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How foreclosures, short sales, other mortgage defaults affect. – A foreclosure is the proceeding by a creditor to regain a homeowner’s property following a default on mortgage payments. In a short sale, the homeowner sells the property, but the proceeds from the sale fall short of the balance owed on a loan. The lender eats the loss to avoid the cost of foreclosure.
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Projections through 2012, however, show two more waves of resets on more than $1 trillion in Alt-A and Option ARM mortgages. credentials report a significant impact on their businesses. The release.
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